Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Tuning Your Social Security Benefit When should you take your Social Security benefit? Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.